What Are Fixed and Variable Expenses?

For example, cutting back or cutting out things like dinners out or new clothes are some simple ways to save. You could also save on groceries by planning meals, taking advantage of coupons or switching from name brands to generic. Budgeting for variable expenses can...

Is Alcoholism Genetic? Ohio Community Health

As shown in Figure 2, the proportion of families where more than half of the members met criteria for AUD ranged from 51% to 57%. Both probands and family members were characterized with age‐appropriate assessments, including a standardized diagnostic instrument...

Gross Pay v Net Pay: Differences & How to Calculate?

For salaried employees, gross pay is simply annual salary divided by the number of pay periods. For example, if an employee earns $60,000 annually and works 12 months, their monthly gross pay is $5,000. To calculate the net pay for salaried employees, you first need...

7 Generative AI Innovations Changing Conversational AI

Is Generative AI Ready to Talk to Your Customers? Previously, chatbot designers had to plug all the possible ways a customer could ask a question into their bot for each intent. Some models – including those offered by Cognigy and Kore.ai – may even define the...